SPS Blog

Product updates, investment education, and real-world case studies from the SPS team.

Education 8 Mar 2026 · 8 min read

How to calculate your true portfolio ROI (and why most investors get it wrong)

Most retail investors measure performance incorrectly. They compare entry price to today's price — but this ignores dividends, fees, taxes, and the time value of money. Here's the method professionals use.

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